A new federal retirement program, often referred to as a “Trump IRA”, is expected to launch by January 1, 2027, to expand access to tax-advantaged savings for workers without employer-sponsored plans. At a practical level, here’s what matters for your financial plan. Key Features To Understand The program is designed primarily for low- to moderate-income earners, including part-time workers, independent contractors, and small business employees who may not have access to a 40